As a producer, what must you disclose to a prospective purchaser prior to your presentation?

Prior to making a presentation to a prospective purchaser, it is essential for a producer to disclose their full name and the insurance company they represent. This disclosure is a fundamental practice designed to foster transparency and trust between the producer and the client. Clients have the right to know who they are dealing with and which company backs the products they are being presented. Such identification ensures that the client can make an informed decision and helps in building a clear and honest relationship.

Additionally, identifying oneself and the affiliated insurance company adheres to regulatory requirements and industry best practices, which emphasize the importance of accountability and ethical conduct in insurance sales. This foundational transparency helps to create a positive professional image and reassures the customer about the legitimacy of the insurance products being offered. Other disclosures, while potentially important in specific contexts, do not hold the same baseline significance in establishing clear communication and trust with the client.