What type of statements should be avoided to prevent twisting in life insurance?

Avoiding misleading statements is crucial in life insurance to prevent twisting, which is the unethical practice of persuading a policyholder to replace an existing policy with a new one based on false or deceptive information. Misleading statements can create misunderstandings about the coverage, benefits, or costs associated with a policy. They might exaggerate the advantages of a new policy or downplay the features of the existing one, leading clients to make uninformed decisions.

By ensuring that all information shared is accurate and transparent, life insurance agents can maintain trust with clients and adhere to ethical standards in the industry. This integrity ultimately benefits both the agent and the client by fostering informed choices and lasting relationships.